# Creem > Creem is a Merchant of Record (MoR) for SaaS and digital businesses. We handle global tax compliance, payment processing, and billing so you can focus on building your product. A Merchant of Record is the legal entity that sells to the end customer. Creem takes on tax compliance, payment processing, chargebacks, and regulatory requirements in 190+ countries; you integrate over the API and receive payouts. Core capabilities: one-time payments and recurring subscriptions, automatic VAT/GST, license keys, revenue splits and affiliate programs, subscription lifecycle (trials, upgrades, pauses, cancellations), a hosted customer portal, and webhooks for every payment event. API base URLs are `https://api.creem.io` (production) and `https://test-api.creem.io` (sandbox). Authentication is an `x-api-key` header. Prices are integers in cents; currencies are uppercase ISO codes. Append `.md` to any documentation URL to fetch it as raw markdown. ## Getting Started - [Introduction](https://docs.creem.io/getting-started/introduction.md): what Creem is and how the MoR model changes your integration - [Quickstart](https://docs.creem.io/getting-started/quickstart.md): create a product and take a first payment - [Test mode](https://docs.creem.io/getting-started/test-mode.md): sandbox keys and test cards - [Migrate to Creem](https://docs.creem.io/getting-started/migrate.md): moving from another payment provider ## SDKs - [TypeScript SDK](https://docs.creem.io/code/sdks/typescript.md): the core client for server-side JavaScript; the API key must stay on your backend - [Next.js adapter](https://docs.creem.io/code/sdks/nextjs.md): route handlers and server-side helpers for Next.js apps - [Better Auth plugin](https://docs.creem.io/code/sdks/better-auth.md): billing wired into Better Auth sessions and organizations - [Convex component](https://docs.creem.io/code/sdks/convex/integration.md): complete setup sequence with validation steps — webhook sync into the Convex database plus connected React and Svelte widgets - [Convex concepts](https://docs.creem.io/code/sdks/convex/concepts.md): the billing entity, the sources of billing state, and the connected API contract behind the Convex component - [CLI](https://docs.creem.io/code/cli.md): manage products, customers, and subscriptions from the terminal - [Webhooks](https://docs.creem.io/code/webhooks.md): event list, payload shapes, and signature verification ## API Reference - [API introduction](https://docs.creem.io/api-reference/introduction.md): authentication, scopes, and conventions - [Error codes](https://docs.creem.io/api-reference/error-codes.md): status codes and their meanings ## Features - [One-time payments](https://docs.creem.io/features/one-time-payment.md): single-purchase products - [Trials](https://docs.creem.io/features/trials.md): free trials on recurring products - [Seat-based billing](https://docs.creem.io/features/seat-based-billing.md): per-unit and per-seat pricing - [Discounts](https://docs.creem.io/features/discounts.md): coupon codes, percentage and fixed amount - [Customer portal](https://docs.creem.io/features/customer-portal.md): hosted self-service billing - [Split payments](https://docs.creem.io/features/split-payments.md): programmable revenue splits - [Affiliate program](https://docs.creem.io/features/affiliate-program.md): built-in referral and affiliate infrastructure - [Storefronts](https://docs.creem.io/features/storefronts.md): hosted product pages ## Integrations - [Affiliates](https://docs.creem.io/integrations/affiliates.md): create affiliate programs while processing transactions through Creem - [Rekomi](https://docs.creem.io/integrations/rekomi.md): affiliate program with payouts in 150+ countries, connected by one webhook - [Evendeals](https://docs.creem.io/integrations/evendeals.md): purchase parity pricing to boost international conversions - [Strapi](https://docs.creem.io/integrations/strapi.md): manage Creem products and checkout from the Strapi 5 admin panel - [Framer](https://docs.creem.io/integrations/framer.md): no-code checkout buttons and pricing tables for Framer sites ## Background - [Merchant of Record](https://docs.creem.io/merchant-of-record/what-is.md): what an MoR is and what Creem takes on for you - [For customers](https://docs.creem.io/for-customers/why-creem-charged-me.md): end-customer billing questions, for support pages